Now there is no need to take the shop to pay through credit card, know how you can take advantage of the new facility

If you pay through credit card, then there is good news for you. Now you can pay without taking the credit card to the store.

If you pay through credit card, then there is good news for you.

if you credit card If you pay via, then there is good news for you. Now you can pay without taking the credit card to the store. Aisa Rupay Credit Cards BHIM App This can be done by linking to. In fact, to further promote online payments, the National Payments Co-operation of India i.e. NPCI has recently introduced a new Features Has launched, through which customers can link their RuPay Credit Card with BHIM UPI app.

In such a situation, now users will not need to take their credit card to the physical shop and use it on the swipe machine. With RuPay card linking on BHIM app, customers will be able to scan the QR code available at merchant outlets and pay through RuPay credit cards linked to their UPI account.

If you do not take your credit card to stores to swipe it, it will also eliminate the risk of card loss or card details theft.

Who can use RuPay Credit Card?

At present, the Reserve Bank of India i.e. RBI has allowed customers of select banks to use RuPay Credit Card on UPI feature on BHIM app. According to a circular issued by NPCI on 20 September 2022, customers of Punjab National Bank, Union Bank of India and Indian Bank will be the first to be able to use RuPay Credit Card with BHIM app on UPI.

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How to link RuPay Credit Card with UPI?

  • To link RuPay Credit Card with UPI, the customer needs to open the BHIM app on his smartphone.
  • After this, the user has to add the add credit card option and select the bank which has issued the Rupay credit card.
  • Then, the RuPay Credit Card will appear on the UPI app and the user needs to select it.
  • Now, users have to enter the last six digits of the card and the validity details.
  • After this, the customer has to enter the OTP received through SMS.
  • Finally, the user needs to set up a new UPI PIN. Once the process is complete, the RuPay Credit Card will be linked with UPI.

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