In these schemes of the post office, complete security is guaranteed, the return is also more than the bank

Small saving schemes Investing in small savings schemes of the Post Office has always been a better option. Because there is no risk of any kind here and you get more returns than the bank.

Post Office Profit Schemes If you like to invest in post office. So you can invest in it comfortably without any hassle and can get more good returns from the bank because these post office schemes provide full guarantee of security of your money with good returns, so it is better to invest here. No risk remains. the schemes here Interest Rate are fixed every quarter. That is, you know in advance that when and how much interest or return you are going to get. if you have yet Post Office If you have not invested in any savings scheme, then you can also secure your future by knowing about them. This will go a long way in getting rid of your future problems.

national savings certificate

If you invest money in the post office’s NSC scheme, then let us tell you that NSC is a central government-backed scheme. You can invest in this scheme for a maximum period of 5 years. In this the interest is compounded annually but the investor gets its payment only on maturity. NSC is one of the popular Post Office Saving Schemes, which provide guaranteed returns along with tax benefits under Section 80C. There is no risk of any kind in this.

Senior Citizen Saving Scheme

If you have completed 60 years of age and want to get benefits of tax saving as well as more returns than bank FD, then you can get good returns by investing in Senior Citizen Scheme of Post Office. You get an interest rate of 7.4% on investing in this scheme. This interest is accrued on the deposit after every three months. You can invest a minimum of Rs 1,000 and a maximum of Rs 15 lakh in this. You can invest in it for up to 5 years.

Public Provident Fund Account

By investing in Public Provident Fund Account (PPF), you get the benefit of tax saving along with better returns. You get a return of 7.1% on this scheme as compound investment. You can invest money in this scheme for a total period of 15 years. In this, the minimum investment amount is Rs 500, which can be maximum Rs 1.5 lakh for every financial year. After 3 years you can also take a loan on it and after 5 years you can easily withdraw some amount from this account if needed.

Sukanya Samriddhi Yojana

This is such a great scheme in which you can make a big corpus by investing for your little daughter. This scheme gives an interest rate of 7.6%. Which is more than the bank. In this scheme, you can open this account for a girl child of three months to a daughter of 10 years. In this, you can invest a minimum of Rs 250 and a maximum of Rs 1,50,000 every year. By investing in it, you also get exemption under section 80C of Income Tax. On the other hand, after the girl child turns 21, you can invest the entire amount from the account.

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English News Headline : Full guarantee of security available in these schemes of post office

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